// Fractional CTO · AI advisor · Investor

The CTO who thinks like an investor, and feels like a user. Every system I build has to earn its return.

90 days to profit. Fractional CTO and AI advisor for CMOs, COOs and CEOs. 120+ projects across government, multilateral finance, pensions, health, aviation, legal and fintech.

Jay Anaya smiling and gesturing mid-conversation, in a dark suit and glasses

Feral polymath. Obsessions into assets. Builder. Engineer. Investor mindset. No hustle culture. Zero defaulted projects. English and Spanish.

120+ projects shipped
10+ countries
23+ years engineering
0 defaulted projects
IMFIDBWorld BankGSACosta Rican Ministry of FinanceHonduras Ministry of HealthColpensionesUGPPGrupo ArgosEAFIT UniversityHeliFlite10+ more under NDA
// Track record

One engineer. Every hard buyer.

Most founders sell to one kind of customer. I have shipped to the four that say no most often.

01 · FEDERAL

U.S. government

Systems for GSA. Built inside FedRAMP, FISMA/RMF, CMMC, Zero Trust and NIST AI RMF.

02 · MULTILATERAL

IMF, IDB, World Bank

Information systems for Washington institutions across energy, compliance and indicators, including Mapea lo Accesible.

03 · LATAM GOVERNMENT

Ministries and agencies

Costa Rica's Ministry of Finance, Honduras's Ministry of Health, Colpensiones and UGPP in Colombia.

04 · ENTERPRISE & STARTUPS

Private sector

Grupo Argos, HeliFlite, EAFIT University and early-stage companies from Washington to Santiago.

// Selected case studies

The evidence. Hover for the short version.

All case studies →
// How I work

Technology is capital. I manage it like one.

Build or buy, priced

Every technology call comes with its cost, its return and its exit. Decided like an investment, not a wish list.

AI where it returns

AI goes where it cuts cost or time. A human signs off on every decision that matters.

Compliance as a craft

Built in from day one. Learned shipping for GSA, the IMF, the IDB and national ministries.

Technology is emotional and rooted in psychology. I build for the real users.

Feelings are requirements

Trust, friction and delight get designed like any other feature. If it feels wrong, it isn't done.

Vibes into specs

What users feel becomes something engineers can build. It's the reason Buglady exists.

Compliance from day one

Built in, not bolted on. Learned mapping accessible places across Latin America for the IDB.

Format
Fractional CTO · AI advisory
For
CMOs, COOs & CEOs without an engineering team
Geography
U.S. & Latin America
Languages
English & Spanish
// Ventures

Products I built. Not just advised on.

// Frameworks

How I think, published.

// Writing

Notes from the build.

// Speaking & media

On stage, in English and Spanish.

Talk

AI in regulated environments

Shipping AI where an audit is guaranteed.

Talk

Who signs off on AI code

Accountability is structural, not QA.

Talk

Building tech for Latin America

From ministries to multilaterals.